The Housing Bubble 2: Florida Community College Teaches 'Flipping':
The Bradenton Herald Times has a story on the latest college career course in Florida. 'In the hot Bradenton housing market, which led the nation in price increases in the first quarter of the year, Manatee Community College is offering a course called 'Flipping Houses.''
'The class is aimed at helping speculators buy and then quickly resell houses at a profit. Although some applaud the course and say it fills a need, not everyone is happy with the offering.'
''All that's doing is driving the prices further up,' Mike Jordan said. 'I already had to pay over double the amount I sold my house for in Georgia for a much smaller house.''
'The flipping trend is apparent in active real estate markets across the country. As Manatee County prices escalate, so do the number of investors ready to take the plunge. 'As long as you are in a prime location, for the next 10 to 15 years you aren't going to see a bubble bursting,' said class instructor Mary Hoch.'"
Thursday, July 28, 2005
Where is Montreal?
With the summer heat, I was thinking of visiting cool Montreal next summer.
But where is Montreal in Canada ? According to this map, it is due North of NYC, slightly East of Ottawa.
Monday, July 25, 2005
Pick up Lab puppy on your next trip Moscow
http://labroucha.narod.ru/Chenki/Cheng.htm
Понедельник, Июль 25, 2005
Meet Ksusha, one of our Labrador Retrievers pups. He is one of our favorite puppies. So much so that we decided to keep him at home with us. He is a alot of fun and loves to play and wants alot of your attention. Ksusha is just one of the pups we have raised.
All our litters are born and raised in our home (living room). We like to stay in touch with those who purchased one of our puppies. Our interest in your puppy last a lifetime. If you are interested in owning a pup, please give us a call. We can get you on the right track and let you know when the next litter is expected.
If you have any questions that we can answer don't hesitate to call, write or e-mail. We would love to hear from you. If your choice will stop on one of our puppies, prepare to share with us the information on and your family. We should know, for what the puppy is got, and as it will live. Each of them is very expensive to us, and we would like, that new owners have provided to kids worthy life, have surrounded with their love, attention and care.
Saturday, July 23, 2005
I woke up wanting Matzah Brie. Good luck in North Carolina.
Maztoh Brei is similar to French Toast, but made with matzoh instead of bread.
Matzah Brie Recipes: "Matzah Brie 1
There are two Matzah Brie recipes here. They come from different areas of Eastern Europe. The first is more from Poland and the second is more Lithuanian.
1. 3 Pieces of Matzah
2. 2 Large eggs
3. 2 Tbs. water
4. 2 Tbs. sugar
1. Break up matzah sheets and put in bowl covered with water.
2. After the matzah has soaked 5 minutes, drain the water and then add the eggs and mix.
3. Add the water and sugar and mix.
4. Pour the mixture evenly in frypan sprayed with non-stick spray.
5. Cook over medium heat until the bottom turns light brown, about 4 minutes.
6. Flip matzah Brie and cook other side covered for about 3-4 minutes more.
7. Serve with cinnamon-sugar or jam.
Matzah Brie 2
1. 2 Pieces of Matzah
2. 2 Large Eggs
1. Break up matzah and place in bowl covered with water.
2. Soak the matzah for about 5 minutes until soft.
3. Add eggs and mix well.
4. Scramble as you would plain eggs.
5. Serve like scrambled eggs.
Variations: You can do almost anything you want with these recipes. The only thing we would suggest, is keep the first recipe sweet and the second savory. You could make the first one savory, but that would be less authentic.
You can add milk in place of the water in the first, and also add some of either to the second.
Add any extra flavorings or spices to the first recipe like cinnamon or nutmeg.
Be creative!"
Matzah Brie Recipes: "Matzah Brie 1
There are two Matzah Brie recipes here. They come from different areas of Eastern Europe. The first is more from Poland and the second is more Lithuanian.
1. 3 Pieces of Matzah
2. 2 Large eggs
3. 2 Tbs. water
4. 2 Tbs. sugar
1. Break up matzah sheets and put in bowl covered with water.
2. After the matzah has soaked 5 minutes, drain the water and then add the eggs and mix.
3. Add the water and sugar and mix.
4. Pour the mixture evenly in frypan sprayed with non-stick spray.
5. Cook over medium heat until the bottom turns light brown, about 4 minutes.
6. Flip matzah Brie and cook other side covered for about 3-4 minutes more.
7. Serve with cinnamon-sugar or jam.
Matzah Brie 2
1. 2 Pieces of Matzah
2. 2 Large Eggs
1. Break up matzah and place in bowl covered with water.
2. Soak the matzah for about 5 minutes until soft.
3. Add eggs and mix well.
4. Scramble as you would plain eggs.
5. Serve like scrambled eggs.
Variations: You can do almost anything you want with these recipes. The only thing we would suggest, is keep the first recipe sweet and the second savory. You could make the first one savory, but that would be less authentic.
You can add milk in place of the water in the first, and also add some of either to the second.
Add any extra flavorings or spices to the first recipe like cinnamon or nutmeg.
Be creative!"
Sunday, July 17, 2005
Saturday, July 16, 2005
Noisy frogs threaten Hawaii with disaster
Hawaii fights spread of invasive, noisy frogs:
Associated Press
Jul. 15, 2005 07:15 AM
SCHOFIELD BARRACKS, Hawaii - It's hard to imagine a tiny, 2-inch frog could cause so much harm.
Beloved in its native Puerto Rico, the coqui frog has become a menace in Hawaii, where it suddenly appeared in the 1990s. With no natural predators, such as snakes, to keep their numbers under control, the frogs and their loud 'ko-KEE' mating calls have multiplied exponentially - causing headaches for homeowners.
Some believe the noisy amphibians could also cause serious damage to Hawaii's economy if they drag down housing prices, which real estate agents say is a distinct possibility.
On the east side of the Big Island, where the coqui infestations are the most serious, real estate prices surged between 24 percent and 36 percent in one year, said Reid Choate, a real estate appraiser specializing in the area.
"The market's red hot, what's going to happen when the market isn't so red-hot?" Lowson asked. "The houses that people are going to buy are those that don't have the coqui frogs around."
Evidence is already starting to crop up showing the potential for problems.
Sixty-two percent of Big Island real estate agents surveyed last year by University of Hawaii professor Arnold Hara said they were involved in deals affected in some way by the presence of coqui. Nine of the 53 real estate agents said they had handled cases in which homebuyers backed out of contracts because the frogs were too loud. One said the presence of coqui had dragged down home prices in an entire subdivision.
Associated Press
Jul. 15, 2005 07:15 AM
SCHOFIELD BARRACKS, Hawaii - It's hard to imagine a tiny, 2-inch frog could cause so much harm.
Beloved in its native Puerto Rico, the coqui frog has become a menace in Hawaii, where it suddenly appeared in the 1990s. With no natural predators, such as snakes, to keep their numbers under control, the frogs and their loud 'ko-KEE' mating calls have multiplied exponentially - causing headaches for homeowners.
Some believe the noisy amphibians could also cause serious damage to Hawaii's economy if they drag down housing prices, which real estate agents say is a distinct possibility.
On the east side of the Big Island, where the coqui infestations are the most serious, real estate prices surged between 24 percent and 36 percent in one year, said Reid Choate, a real estate appraiser specializing in the area.
"The market's red hot, what's going to happen when the market isn't so red-hot?" Lowson asked. "The houses that people are going to buy are those that don't have the coqui frogs around."
Evidence is already starting to crop up showing the potential for problems.
Sixty-two percent of Big Island real estate agents surveyed last year by University of Hawaii professor Arnold Hara said they were involved in deals affected in some way by the presence of coqui. Nine of the 53 real estate agents said they had handled cases in which homebuyers backed out of contracts because the frogs were too loud. One said the presence of coqui had dragged down home prices in an entire subdivision.
Friday, July 15, 2005
Thursday, July 14, 2005
Scientology's Nut Job Founder -Fact or Fantasy?
Scientology's Nut Job Founder - June 24, 2005
CLICK ON IMAGE ON LEFT TO SEE READABLE PAGE FROM L. Ron's FBI file.
JUNE 24--As Tom Cruise and his Scientology cohorts show Katie Holmes the religion's ropes, they surely won't be spending any time focusing on L. Ron Hubbard's wonderfully entertaining FBI file. Which, of course, is TSG's job. This Hubbard guy, the bureau documents reveal, was quite a raving lunatic (who could have imagined?). When he wasn't diming out a supposed Nazi, beefing about his wife, or complaining about being harassed by Cuban commies, Hubbard wrote to the FBI about a bizarre home invasion. Hubbard, the guiding light to nitwits like Cruise, John Travolta, Kirstie Alley, and Lisa Marie Presley, told agents in a May 1951 letter about being attacked in his crib. After being knocked out by the intruder(s), the science fiction author claimed, a needle was "thrust into his heart to produce a coronary thrombosis and he was given an electric shock." Little wonder Cruise & Co. are so down on electro convulsive therapy considering what happened to this poor mother Hubbard, who died in 1986 at age 74.
Wednesday, July 13, 2005
1/3 of study results don't hold up
CNN.com - Research: Third of study results don't hold up - Jul 13, 2005
New research highlights a frustrating fact about science: What was good for you yesterday frequently will turn out to be not so great tomorrow.
The sobering conclusion came in a review of major studies published in three influential medical journals between 1990 and 2003, including 45 highly publicized studies that initially claimed a drug or other treatment worked.
New research highlights a frustrating fact about science: What was good for you yesterday frequently will turn out to be not so great tomorrow.
The sobering conclusion came in a review of major studies published in three influential medical journals between 1990 and 2003, including 45 highly publicized studies that initially claimed a drug or other treatment worked.
Tuesday, July 12, 2005
How to Detect a Bubble?
http://quote.bloomberg.com/apps/
news?pid=10000039&cid=currier&sid=avotuFj8VcXs
How to Detect a Bubble? Try the Original-Use Test: Chet Currier
July 12 (Bloomberg) -- In 17th century Europe, some people hocked everything, including their houses, to invest in tulip bulbs.
In the early 21st century, some people around the world are hocking everything to invest in houses. Same story, different details?
That question has become the subject of a long and windy debate. To complicate the discussion, the world has recently gone through a boom-bust in technology stocks from the late 1990s to 2002 that has been widely compared in the annals of financial ``bubbles'' to the tulipmania of almost 400 years ago.
Captivating as it may be, the theoretical argument over what constitutes a bubble doesn't help ordinary investors much. No matter how many I-told-you-so stories we hear now, a clear consensus identifying the recent tech-stock experience as a bubble didn't emerge until after its collapse -- satisfying a famous rule of thumb that bubbles are known only by their bursting.
In the making of investment decisions such as whether to buy a house in Malibu or a technology mutual fund, after-the-fact information comes too late. That's a problem, because nobody who makes those decisions can afford to ignore the issue.
So what to do? In the absence of better answers, investors can at least imprint on their minds the idea that bubbles represent a separation of the market price from the basic purpose of the asset in question.
Disconnected
As one authoritative writer on the subject, the late economist Charles Kindleberger, described them, participants in a bubble are ``generally speculators interested in profits from trading in the asset rather than its use of earning capacity.''
When something comes to be viewed as a ``trading tulip'' rather than a flower bulb, we understand that the asset's price has probably broken loose from its moorings.
news?pid=10000039&cid=currier&sid=avotuFj8VcXs
How to Detect a Bubble? Try the Original-Use Test: Chet Currier
July 12 (Bloomberg) -- In 17th century Europe, some people hocked everything, including their houses, to invest in tulip bulbs.
In the early 21st century, some people around the world are hocking everything to invest in houses. Same story, different details?
That question has become the subject of a long and windy debate. To complicate the discussion, the world has recently gone through a boom-bust in technology stocks from the late 1990s to 2002 that has been widely compared in the annals of financial ``bubbles'' to the tulipmania of almost 400 years ago.
Captivating as it may be, the theoretical argument over what constitutes a bubble doesn't help ordinary investors much. No matter how many I-told-you-so stories we hear now, a clear consensus identifying the recent tech-stock experience as a bubble didn't emerge until after its collapse -- satisfying a famous rule of thumb that bubbles are known only by their bursting.
In the making of investment decisions such as whether to buy a house in Malibu or a technology mutual fund, after-the-fact information comes too late. That's a problem, because nobody who makes those decisions can afford to ignore the issue.
So what to do? In the absence of better answers, investors can at least imprint on their minds the idea that bubbles represent a separation of the market price from the basic purpose of the asset in question.
Disconnected
As one authoritative writer on the subject, the late economist Charles Kindleberger, described them, participants in a bubble are ``generally speculators interested in profits from trading in the asset rather than its use of earning capacity.''
When something comes to be viewed as a ``trading tulip'' rather than a flower bulb, we understand that the asset's price has probably broken loose from its moorings.
Wednesday, July 06, 2005
Be fearful when others are greedy.
The Housing Bubble 2: "We must be near the end now. 'The crazy California real estate market has come to this: a million-dollar trailer. A two-bedroom, two-bathroom mobile home perched on a lot in Malibu is selling for $1.4 million. Two others sold in the area recently for $1.3 million and $1.1 million. Another, at $1.8 million, is in escrow. Nearby, another lists for $2.7 million.'"
Tuesday, July 05, 2005
Sun Prevents Cancer ?
ABC News: Now, the Sun Prevents Skin Cancer -- Right?
Many people aren't getting enough vitamin D. It's hard to do from food and fortified milk alone, and supplements are problematic. So the thinking is this: Even if too much sun leads to skin cancer, which is rarely deadly, too little sun may be worse.
Many people aren't getting enough vitamin D. It's hard to do from food and fortified milk alone, and supplements are problematic. So the thinking is this: Even if too much sun leads to skin cancer, which is rarely deadly, too little sun may be worse.
No one is suggesting that people fry on a beach. But many scientists believe that "safe sun" 15 minutes or so a few times a week without sunscreen is not only possible but helpful to health.
One is Dr. Edward Giovannucci, a Harvard University professor of medicine and nutrition who laid out his case in a keynote lecture at a recent American Association for Cancer Research meeting in Anaheim, Calif. His research suggests that vitamin D might help prevent 30 deaths for each one caused by skin cancer.
"Doubt is not a pleasant state, but certainty is a ridiculous one." V.
Friday, July 01, 2005
Your Independent Financial Planner?
FundAlarm - Highlights & Commentary - (Updated 1st of Each Month): " Investment Gas Mask.
Does your broker or financial planner keep up with the latest medical research studies? If so, he or she could be packing oxytocin at your next office visit, a drug that's been shown to make people take unusual investment risks when inhaled. It's tough enough resisting your broker's sales pitches for mediocre mutual funds with heavy sales loads. Protect yourself from the additional danger of oxytocin-induced fund purchases with this exclusive product!
Item #PSSSSS
$165.00"
Advisor?
Does your broker or financial planner keep up with the latest medical research studies? If so, he or she could be packing oxytocin at your next office visit, a drug that's been shown to make people take unusual investment risks when inhaled. It's tough enough resisting your broker's sales pitches for mediocre mutual funds with heavy sales loads. Protect yourself from the additional danger of oxytocin-induced fund purchases with this exclusive product!
Item #PSSSSS
$165.00"
Advisor?
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