"I'm going to strip this mother."

Mike Burgur returned from work last month to interrupt a break-in at his rented Clearwater Beach condominium.

The intruders were stripping fans off the ceiling and the knobs off the doors. They had carted out the refrigerator and yanked up a toilet. They'd even pulled the plates off electrical outlets and unscrewed the faucet handles.

As he stepped around the broken eggs and jelly jars on the kitchen floor, Burgur had no trouble recognizing the culprit: It was his own landlady.

"I'm going to strip this mother," the 70-ish property owner raved to Burgur, as she ripped apart the 950-square-foot unit on Island Way.

Welcome to a dark corner of the foreclosure business: People who lose their homes to foreclosure and in a pique of revenge strip the homes before the bank takes them back.

full newspaper story

Chewing gum -- the new post-operative medicine

Researchers find chewing gum is a simple solution to the
recovery of bowel function after gastrointestinal surgery – a
problem that has troubled patients and physicians for decades.

Authors of the paper published in Urology evaluated 102 patients
undergoing gastrointestinal surgery and gave half of them 5 pieces of
chewing gum per day after their operation. Chewing the gum is thought
to stimulate the smooth muscle fibers and secretion from the salivary
glands and liver. The 51 patients who chewed gum recovered their bowel
movement significantly faster than those who did not.

Pediatric Urologist, Kropp will be giving his patients undergoing
reconstructive surgery a piece of gum following their operation. He
says, “ In today’s high-tech, molecular-driven scientific
world, it is nice to come across an article that can be implemented
immediately into our practices without increased healthcare cost”

Kropp also adds, “Just think how much a pack of gum would cost
today had the pharmaceutical industry come across this information
first.”

Blind Date Logic Diagram

http://indexed.blogspot.com/

Politically liberal economist Paul Krugman on "Demon ethanol."

From New York Times by Krugman-

Demon ethanol

I’m almost never censored at the Times. However, I was told that I couldn’t use the lede I originally wrote for my column following the 2007 State of the Union address, in which Bush made ethanol the centerpiece of his energy strategy: “Before the State of the Union address, there had been hints and hopes that President Bush would offer a serious plan to reduce our dependence on imported oil. Instead, however, he took refuge in alcohol.”Well, anyway — the news on ethanol just keeps getting worse. Bad for the economy, bad for consumers, bad for the planet — what’s not to love?

(bloomberg.com article on ethanol)

Political Issues for 2008

Pig Out

Police found three 200-pound pigs in a repossessed home. The animals had destroyed the house. Parts of the foundation and wall had been ripped away; a microwave, a lazy boy sofa and piles of laundry were strewn about the yard; rubble was all that was left of the concrete porch.

On an outer wall, the owner had scratched his name in three-foot-high letters. According to neighbors, the former owner put the pigs in the house; he was angry over losing the property.

a human skeleton in a red tracksuit

fraud story

Chicago Tribune: How fraud led to this property changing hands 3 times as son of owner sat dead inside

By Susan Chandler

The new buyers of a rundown graystone on the South Side showed up Jan. 9 to look at the house they won at a foreclosure auction. They took the plywood off the front door and went inside to make sure the utilities had been shut off. Then they called the police.

Sitting upright in the corner of a bedroom off the kitchen was a human skeleton in a red tracksuit. Next to him lay a dead dog. Neighbors told police the corpse was almost certainly Randy Johnson, a middle-age man who lived alone in the North Kenwood house.

The cause of Johnson's death has not yet been determined, but it is just one of the mysteries about 4578 S. Oakenwald Ave. Somehow, Johnson's house was transferred three times to new owners without anyone noticing he was inside. It's a story involving forged deeds, a corrupt title company and a South Side family that has been under investigation for mortgage fraud.

Avoid Weasel Words

"People say…" (Which people?)

"I heard that..." (Who told you? Is the source reliable?)

"There is evidence that..." (What evidence? Is the source reliable?)

"Experience shows that..." (Whose experience? What was the experience? How does it demonstrate this?)

"It has been decided that..." (Who decided this?)

"It has been mentioned that..." (Who mentioned it?)

"Popular wisdom has it that..." (Is it actually popular wisdom?)

"It is known that..." (By whom is it known?)


from:
http://en.wikipedia.org/wiki/Weasel_words

Thomas Sowell quotes

http://www.tsowell.com/


"If you have always believed that everyone should play by the same rules and be judged by the same standards, that would have gotten you labeled a radical 60 years ago, a liberal 30 years ago and a racist today."

"Blacks were not enslaved because they were black but because they were available. Slavery has existed in the world for thousands of years. Whites enslaved other whites in Europe for centuries before the first black was brought to the Western hemisphere. Asians enslaved Europeans. Asians enslaved other Asians. Africans enslaved other Africans, and indeed even today in North Africa, blacks continue to enslave blacks."

"Prices are important not because money is considered paramount but because prices are a fast and effective conveyor of information through a vast society in which fragmented knowledge must be coordinated."

"Each new generation born is in effect an invasion of civilization by little barbarians, who must be civilized before it is too late."

"One of the most fashionable notions of our times is that social problems like poverty and oppression breed wars. Most wars, however, are started by well-fed people with time on their hands to dream up half-baked ideologies or grandiose ambitions, and to nurse real or imagined grievances."

cell phone coverage complaints

http://www.deadcellzones.com/


About DeadCellZones.com
DeadCellZones.com is a mashup of wireless cell phone coverage complaints. The web site is dedicated to identifying areas within the United States and Canada where cellular phone calls are frequently dropped or where cell phone service is not available.

Friendship in Decline?

Excerpt from Naked Capitalism blog:

why-is-friendship-on-decline

Friendship is not yet an endangered species, but it is on the wane. Studies in the US and France both found that people are spending less time with friends, neighbors, and relatives.

The amount of hours worked seems to have to do something with this pattern.

But the researchers seem to miss another pattern: it isn't just hours but priorities. At least in the US, for many people a job is not just a job, it's a much more important part of their identity than it used to be, and perhaps than it is in other cultures.

One phenomenon that is very common in New York, and I assume in other large cities, is that people are very casual about canceling social engagements at the last minute for work-related reasons. I used to be good about sticking with my plans, but I felt like a chump (I cut way back on my entertaining when a number of people cancelled on a dinner party the same day. This was in the 1980s, and things have only gotten worse since then). Peoples' actions said that seeing me wasn't a high priority, so why should I treat them better than I was being treated?

That sort of casualness degrades social ties in ways that might not be easily captured but I have found are corrosive. And you can still have a competitive economy without having that degree of subservience to work. In Australia, "mateship" is valued very highly and people place much more emphasis on their social life. But Australia has tougher labor laws than the US; it's harder to fire people. Might there be a connection between job security and emphasis on social interaction? Most Americans I know are afraid to say no to work demands.

portraits

Knock, Knock. . . Who is there?

University of Cincinnati researchers Julia Taylor and Larry Mazlack reported the development a software program that recognizes jokes. So far, the program has limited abilities. First, the researchers train the program with puns. Example:

Knock, Knock
Who is there?
Dismay
Dismay who?
Dismay not be a funny joke

After the training, the computer tries to identify whether new possible "jokes" are funny. The program first checks to see if the "joke" is consistent. If it isn’t, the program searches to see if a similar sounding word would make sense. If this is the case, the program flags the "joke" as humor.

A fellow researcher, Professor Tom Mantei admits that even leaden puns are hard for the computer to "get."

Look out below.

ORLANDO, Fla. - Remodeler Alan Hanbury thinks somebody must have disconnected the phone in his Newington, Conn., office and not told him. After a record year for his company, House of Hanbury Builders Inc., in 2007, he says clients are not calling at all this year."My client base is doing nothing, not even getting prices. In 30 years in the business I've never seen it like this," he said here last week at the International Builders Show.

Beer cheaper than water drives surge in supermarket drink sales

By ALASTAIR JAMIESON
CONSUMER AFFAIRS CORRESPONDENT
SUPERMARKETS and corner shops now account for almost a third of all alcohol sold in Scotland, compared with only a fifth 25 years ago, according to the beer industry. Forty-one per cent of Britain's beer is now bought in shops and supermarkets, compared to 33 per cent in 2000 and 30 per cent in 1986.
The shift away from bars has been driven by loss-leading supermarket prices – which have left beer cheaper than water – and the smoking ban, which has led to more consumers drinking at home.

Wall Street Throws A Tantrum

Giving in to a child throwing a tantrum reinforces the demand says Dr. Wendy Mogel,
a clinical psychologist in Los Angeles and author of the wildly popular
parenting tome "The Blessing of a Skinned Knee." And each time you cave
to a screaming child, it buys you less quiet.

The Federal Reserve's latest attempt to calm the market's tantrums—the half-point
interest-rate cut on Wednesday—bought about 90 minutes of market
silence. Within hours, as poor economic news continued to materialize,
the clamor for further rate cuts began to rise. Mogel puts it in
starkly financial terms: "Indulge tantrums and you get short-term gains
and long-term loss."

An author is a fool who, not content with boring those he lives with, insists on boring future generations. Montesquieu

In certain kinds of writing, particularly in art criticism and literary criticism, it is normal to come across long passages which are almost completely lacking in meaning.
George Orwell

It took me fifteen years to discover that I had no talent for writing, but I couldn't give it up because by that time I was too famous.
Robert Benchley

Unprovided with original learning, unformed in the habits of thinking, unskilled in the arts of composition, I resolved to write a book.
Edward Gibbon

1950s Florida Postcards

Belief, disbelief and uncertainty activate distinct brain regions

Contact: Amy Molnar
amolnar@wiley.com

The capacity of the human mind to believe or disbelieve a statement is a powerful force for controlling both behavior and emotion, but the basis of these states in the brain is not yet understood. A new study found that belief, disbelief and uncertainty activate distinct regions of the brain, with belief/disbelief affecting areas associated with the pleasantness/unpleasantness of tastes and odors. The study will publish online in the Annals of Neurology (http://www.interscience.wiley.com/journal/ana), the official journal of the American Neurological Association.

Led by Sam Harris of the University of California, Los Angeles, the study involved 14 adults who underwent functional MRI scans during which they were presented with short statements that they had to evaluate as true, false or undecided. Each participant underwent three scans while they evaluated statements from a broad variety of categories such as mathematical, geographical, autobiographical, religious and factual. The statements were designed to be clearly true, false or undecidable.

Contrasting belief and disbelief trials yielded increased signal in the ventromedial prefrontal cortex (VMPFC), which is involved in linking factual knowledge with emotion. “The involvement of the VMPFC in belief processing suggests an anatomical link between the purely cognitive aspects of belief and human emotion and reward,” the authors state. The fact that ethical belief showed a similar pattern of activation to mathematical belief suggests that the physiological difference between belief and disbelief is not related to content or emotional associations, they note.

The contrasts between disbelief and belief showed increased signal in the anterior insula, a region involved in the sensation of taste, the perception of pain, and the feeling of disgust, indicating that “false propositions might actually disgust us,” the authors state. “Our results appear to make sense of the emotional tone of disbelief, placing it on a continuum with other modes of stimulus appraisal and rejection,” they add.

Uncertainty evoked a positive signal in the anterior cingulate cortext (ACC) and a decreased signal in the caudate, a region of the basal ganglia, which plays a role in motor action. Noting that both belief and disbelief showed an increased signal in the caudate compared to uncertainty, the authors suggest that the basal ganglia may play a role in mediating the cognitive and behavioral differences between decision and indecision.

The study raises the possibility that the differences between belief, disbelief and uncertainty may one day be reliably distinguished by neuroimaging techniques. They conclude: “This would have obvious implications for the detection of deception, for the control of the placebo effect during the process of drug design, and for the study of any higher-cognitive phenomenon in which the differences between belief, disbelief, and uncertainty might be a relevant variable.”

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Peacock Words

From Wikipedia Style-


In articles, try to avoid peacock terms which merely promote the subject of the article without imparting real information. Examples include describing people as "important" or "among the greatest" in their field without explaining why. Peacock terms often reflect unqualified opinion, and usually do not help establish the importance of an article.
Consider the following examples.
Peacock term:
* William Peckenridge, 1st Duke of Omnium (1602? - May 8, 1671) is considered, by many people, to be the most important man ever to carry that title.
Better:
* William Peckenridge, 1st Duke of Omnium (1602? - May 8, 1671) was personal counselor to King Charles I, royalist general in the English Civil War, a chemist, poet, and the director of the secret society known as The League of Extraordinary Gentlemen. He expanded his family's possessions to include the proprietorship of the Province of New Hampshire and the hereditary Lord High Bailiffship of Guernsey and Sark.

The first example simply tells the reader that the Duke of Omnium was important. The second example shows the reader how he was important, without directly saying so.


Words and phrases to watch for
* acclaimed
* amazing
* astonishing
* authoritative
* beautiful
* best
* brilliant
* canonical
* charismatic
* classic
* defining and definitive
* eminent
* enigma
* exciting
* fabulous
* famous and infamous
* fantastic
* fully
* genius
* global
* greatest
* iconic
* immensely
* impactful
* incendiary
* indisputable
* influential
* innovative
* inspired
* intriguing
* leader
* legendary
* major
* masterly
* mature
* memorable
* pioneer
* popular
* prestigious
* really good
* renowned
* seminal
* significant
* skillful
* solution
* single-handedly
* staunch
* talented
* the most
* top
* transcendent
* undoubtedly
* unique
* visionary
* virtually
* virtuoso
* well-known
* well-established
* world-class
* worst

Sending checks back to the Social Security Administration to improve your retirement?

Warning: Consult professionals before trying this!

article

Millions of retired Americans could substantially raise their living standards throughout retirement by sending checks for tens of thousands of dollars to the Social Security Administration. That's right, to the government.

At least that's the conclusion of Boston University Professor of Economics Laurence J. Kotlikoff, who began evaluating this strategy after reading an article in Forbes that noted an obscure and surprising provision of the Social Security law.


Incredibly, a recipient can "undo" his decision to take Social Security retirement benefits early simply by paying back--without any interest or inflation adjustment--the benefits he's received. He can then re-apply for Social Security and claim the bigger monthly checks paid to those who wait until an older age to claim benefits.


Does this really pay off? Yes, if you compare the Social Security ploy with what you'd have to pay an insurance company for a similar annuity.

Kotlikoff provides this example: A couple, now both 70, claimed Social Security retirement benefits at 62, as more than half of Americans do. They now collect $11,556 each a year. If they had waited until 70 to claim benefits, they would be entitled to $20,000 each a year--even though they didn't earn more wages between the ages of 62 and 70.

The couple fills out Social Security's form 521, "Request for Withdrawal of Application", and pays back $79,305 each in benefits. They then reapply--and begin collecting $20,000 a year each. In effect, they've each bought an extra $8,444 a year in inflation-adjusted annuity. The cheapest commercial annuity would cost them 40% more, Kotlikoff calculates.

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"No, really, how much lower can it go?"

from http://www.hussmanfunds.com

Toxic Kool-Aid

Buffett, one of the world's wealthiest people, appeared to see irony in the fact that many of the banks who marketed complex investments which have now crashed are bearing much of the fallout."It's sort of a little poetic justice, in that the people that brewed this toxic Kool-Aid found themselves drinking a lot of it in the end," he said.

"The ability to quote is a serviceable substitute for wit."- Maugham

The very purpose of existence is to reconcile the glowing opinion we have of ourselves with the appalling things that other people think about us.
- Quentin Crisp

An adventure is only an inconvenience rightly considered. An inconvenience is an adventure wrongly considered.
- GK Chesterton

In mathematics you don't understand things. You just get used to them.
- Johann von Neumann

The ability to delude yourself may be an important survival tool.
- Jane Wagner

More Mencken

"Democracy is a pathetic belief in the collective wisdom of individual ignorance."

"Communism, like any other revealed religion, is largely made up of prophecies."

"Adultery is the application of democracy to love."

"A man may be a fool and not know it, but not if he is married."

"A professor must have a theory as a dog must have fleas."

Subprime by Richard Thaler and Susan Woodward

Senator Hillary Clinton presents herself as a policy expert and declares her readiness to govern from "day one." But her recent prescriptions for the housing market should cause doubts for thoughtful observers.

Here is Senator Clinton's plan, as she presented it in a recent speech in South Carolina:

I'm calling for freezing the monthly rate on adjustable rate mortgages for at least five years or until the mortgages have been converted into loans that families can afford. If you have an adjustable mortgage that's about to skyrocket, you'll have the chance to pay it off with affordable payments.

(In an older posting on her Web site, Senator Clinton describes the policy as applying only to sub-prime mortgages. But most of her recent speeches do not include that qualifier, and since Hillary is nothing if not careful, one can only conclude she is either expanding her proposal to all adjustable rate mortgages, or at least would like voters to think so.)

Senator Clinton's proposal might appeal to homeowners with adjustable rate mortgages scheduled for a rate increase. But, as with most offers that look too good to be true, this one comes with many problems.

The first is its enormous scope. The plan is essentially to repudiate, revoke, or compel the revision of millions of contracts. There are approximately eleven million mortgages in America with adjustable rates, with a total value of more than $2 trillion dollars--a lot of money, even by Washington standards. Even restricting the plan to the 3.4 million subprime ARM loans (roughly $700 billion) would require an intervention of massive scale.

An even more serious problem with Hillary's proposal is the nature of the solution it proposes. When someone takes out a loan with a low, so-called "teaser rate" that is scheduled to increase in a couple years, the investors who put up the money for that loan are counting on at least some of the borrowers to hold on to their mortgage long enough to start paying the higher rates. Without the promise of this increase, the initial rate would have had to be much higher. As economists like to say, there is no such thing as a free lunch.

What would happen if scheduled rate increases were halted? Although it might make some borrowers happy, such a freeze could potentially poison the mortgage market and quickly exacerbate the slump in housing prices. If lenders and investors do not receive the interest payments they expected, they will be wary going forward. Should they avoid providing funds for adjustable rate mortgages, since the government would have just proven that the terms can be changed if difficulty arises? Should they avoid all mortgages, since the government now seems to prioritize short-term concerns for borrowers? Maybe they should avoid lending in the United States altogether?

Such a policy would clearly send a dangerous message far beyond our borders. Two trillion dollars of U.S. national debt is held by foreign governments. Interest rates on this debt are low in part because foreigners trust the U.S. to pay back its loans as promised. The rates would surely be higher if its holders thought the U.S. could renege on its promises to pay. But this is precisely the expectation America would encourage by unilaterally changing the terms on $2 trillion in mortgages held by investors around the world.

The Clinton proposal is a blunt tool applied too broadly to problems that are, in principle, contained and specific. Only 3.1 percent of prime (good credit) ARM loans are seriously (90 days or more) delinquent. The disconcerting delinquency rate of 16 percent is for the subprime sector--which is alarming, to be sure, but 84 percent are not seriously delinquent. Over the last three years there was an unusually large volume of aggressive lending activity with flaws at several levels. Some borrowers were led into loans they did not understand. These people deserve some concern. Other loans were made to speculators who do not live in the homes and were betting that house prices would continue to go up. The inhabitants of these homes deserve our concern, but the investors do not. It is now clear that there were too few checks and controls to assure reasonable loan underwriting practices (for example, no escrow accounts for taxes and insurance) or even good recordkeeping.

An accurate assessment of the current mortgage problem would probably reveal no more than 700,000 loans with distressed borrowers. Why, then, would the U.S. government rewrite eleven million loans, or even all 3.4 million subprime mortgages? Any intervention should be targeted at the borrowers who are truly in trouble, especially those who were likely duped by unscrupulous mortgage lenders. The numbers suggest these victims are disproportionately poor, young, and African American. Looking forward, the government needs to take steps to make this market more transparent and make it easier for borrowers to make good choices. But it would be irresponsible to do this by ruling millions of legal contracts null and void.

Senator Clinton's policy amounts to a command-and-control approach to economic policy in which the government announces prices and tells suppliers what to produce. Undertaking such an intervention can only raise interest rates on mortgages (and maybe other interest rates as well) as markets attempt to incorporate risk premiums to cope with possible future interventions. Promising the American people that you can fix things by just lowering their interest rates is dishonest, a fairy tale that won't come true.

full article

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Windows Vista Tip

Windows Vista Secret: Running Quick Launch Items

Do you have a few applications that you're always firing up? Here's what you do. Simply add shortcuts to the Quick Launch toolbar, as shown in the screenshot below.

Now you can simply use Win+1, Win+2, Win+3 and so on to launch each application. For example, on my machine, pressing the Win key and the 3 key at the same time launches Notepad . The Win Key is between the Ctrl key and the Alt key. This works no matter what application has the focus.

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Play with your food.

Tic Tac Toast
Finally, a good reason to play with your food! The Tic Tac Toast stamper combines the fun of tic-tac-toe with the tastiness of toast. Just press this 3-3/8" x 3-3/8" plastic stamper into a piece of bread, then put your bread in the toaster on a dark setting. The resulting toast will be branded with a tic-tac-toe grid! When the toasted gameboard is ready, all that's left to do is pick some tasty toppings and play a game. Winner gets to eat the toast!

5/15/06 Businessweek-Housing Bubble Won't Burst

Veteran analyst Michael Youngblood explains his unusually optimistic take on the real estate market

But most people think that Florida and California are overpriced. Why would markets there show the greatest gains?
There is clearly speculation taking place in these areas. But bubbles can persist for very long periods of time, and it typically requires a downturn in the local economies to burst them. Then they can deflate for a long time, too. Given the expected gains in employment and income in both states, I don't expect the housing prices to fall in 2006.


What markets are likely to show the biggest price gains and declines this year?
We expect the greatest gains in Bakersfield, Calif. (43%), Fort Myers, Fla. (42%), Stockton, Calif. (39%), and Punta Gorda, Fla. (35%); the biggest declines in Harrisburg, Pa. (8%), Odessa, Tex., Roanoke, Va., and Utica, N.Y. (all 6%).


oops .........

not even wrong

The phrase "not even wrong" comes from Wolfgang Pauli. Pauli's "most severe criticism, which he reserved for theories so unclearly presented as to be untestable . . . . They were worse than wrong because they could not be proven wrong" (or right). Famously, he said of an unclear paper: "It is not even wrong."

Things Environmentalists Need to Learn

From: The Top Ten Things Environmentalists Need to Learn

Maintaining the environment is a critical issue especially as evidence of accelerated global warming mounts and as energy becomes more of an issue than it has in recent past. Unfortunately, many of those who claim to be working for environmental improvements lack an understanding of a few basic concepts which are absolutely critical to accomplishing anything.

I often find myself in arguments over economics versus environmentalism. This becomes a very difficult situation because the immediate accusation is that I care only about money and need to realize that sacrifices must be made for the good of the planet. I am also told that wind or solar is the answer and the costs and reduction of energy output is acceptable. These ideas that it is okay or honorable to make such sacrifices are overly simplistic and lack a true understanding of the forces at work. To use a phrase I have come to like, they are “Not even wrong.”

1. Sacrificing the needs of an economy for the environment will destroy both.

2. Every little bit does not help.

3. Depending on continuous heavy subsidies is not sustainable.

4. It is unreasonable to expect the general public will accept major reductions in living standards or comfort and convenience. Simply put, it won’t happen

5. Taxation, price increases and caps on energy are inherently regressive and cause great damage.

6. Simply attacking an environmentally damaging activity is not effective unless a better alternative of similar or better economics and usefulness is presented

7. Plans for the future should not be made on the most optimistic predictions and should consider the most pessimistic reasonable predictions.

8. “Natural” “Organic” and “Bio” do not mean “good.”

9. It is always best and often vital to utilize existing infrastructure and capabilities when implementing new methods or technologies.

10. Go after pollution sources with the highest benefit/cost ratio, not those which are most noticeable.

The People

"We, lovers of "the people,"regard them as part of a theory, and it seems that none of us really likes them as they actually are but only as each of us has imagined them. Moreover, should the Russian people, at some future time, turn out to be not what we imagined, then we, despite our love for them, would immediately renounce them without regret."- from Dostoevsky


via A People's Tragedy

Children as a Luxury :)

Diehards is a good financial information site. It is not a good source for information on family issues. :) For more- http://tinyurl.com/2us6lk

Question:

I've been going out with a girl. She's very nice. She's also very traditional, wanting to stay home and take care of children. She talks about that often. My parents have started half-joking to me about marriage and raising children. I'm only 23.

At the moment, I am against having children because I see them as luxury goods. They provide pleasure by satiating biological impulses, but come at a high cost, approximately $250,000 each, which in on par with a Ferrari F430, the latter may even give me more pleasure thereby being a more efficient consumption good in terms of satisfaction per unit dollar.

When I spoke about this to my family, they were horrified, saying I was crazy. But my family were the ones who urged me to be frugal and thrifty, so I am just following their recommendations.

Am I correct here? I feel as if I am correct and they are being hypocritical, on one hand urging me to be thrifty yet on the other hand encouraging me to splurge on luxury goods like children.
_________________
Free Rice

For more- http://tinyurl.com/2us6lk